If you think that you were injured after a car accident, you should get checked out at an emergency room or make plans to see your own doctor as soon as possible.
If you don’t get treatment right away, the insurance company for the at fault driver will penalize you.
As a St. Louis personal injury lawyer, we see many, many cases where a client is injured in car accident and wants to “do the right thing” and not seek treatment right away. These clients believe the pain or problems will go away and that any insurance company will take notice that their horrific car wreck is one that would cause an injury.
That is not the way it works.
Adjusters for auto insurance companies handle between 300-1000 injury claims. They don’t care that car accident victims claim injury, all they care about is what a reputable doctor diagnoses. Without a diagnosis and treatment of an injury, the insurance adjuster will likely offer nothing for any pain, suffering or loss of enjoyment of life. They don’t offer compensation for taking Aleve and laying on the couch for four days. They just don’t.
Car accident victims must document their injuries by treating for the injuries they actually have. Physical therapy, chiropractic, and more cutting edge treatment is favored over narcotic pain medication.
If the car wreck caused more serious injuries that require surgery, like a rotator cuff tear, you should not wait a year or two to undergo the needed surgery. If you do, the insurance company will look for other accidents or activities that may have caused the need for that surgery.
You must remember that the insurance companies number one priority is to take in as many premiums as possible and to pay out as little as they can. Insurance companies are not in the business of being fair, they are in the business of making boatloads of money. Insurance company not on your side
After a car accident, call a great attorney who can help navigate you through the important steps of picking the right doctors and health care providers to help treat your injuries and help you achieve justice from those who caused your injuries. William K. Holland