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What if the at Fault Driver Is Uninsured or Underinsured?

As a personal injury lawyer who has handled thousands of car accident claims, one of the most common questions deals with drivers who cause accidents and don’t have insurance coverage or don’t have enough insurance coverage for the damages they have caused. Car accidents

When buying auto insurance online or with an agent, it is vitally important to discuss not only your own liability limits, but also your limits of uninsured and underinsured motorist coverage.

First, have a frank discussion with your agent about your income and assets and let them recommend appropriate levels of liability insurance coverage to protect you and your family.  Most people do this.

What most people forget about is protecting their family from the millions of drivers who do not carry auto insurance or carry very low limits.  You have the opportunity to protect yourself and your family from these irresponsible drivers, who also seem to cause the most accidents.

Uninsured motorist coverage is mandated in most states a