Recovered Over $300 Million for Our 7,000+ Clients
Severe car accidents occur throughout Hannibal, Marion County, including at the intersection of Broadway and North 3rd Streets and the nearby I-72. If you sustain injuries in a Marion County car accident, you need a lawyer who will look out for your best interests and seek the compensation you deserve.
Contact Holland Injury Law, LLC, for a free consultation with an experienced car accident lawyer serving Hannibal, Missouri. We’ll walk you through what to expect from your case and go over the types of compensation you may be able to recover.
Depending on the cause of the accident that harmed you, several parties could be liable. These parties include other drivers, vehicle manufacturers, maintenance providers, and government entities.
The injuries caused by car accidents can range in severity from minor bumps and bruises to catastrophic injuries that leave victims with permanent disabilities.
Your first option for seeking compensation following a car accident in Hannibal is typically to file an auto insurance claim. In Missouri, this often means filing a claim against the at-fault driver’s liability insurance. However, if the at-fault driver doesn’t have insurance, you may have to file an uninsured motorist claim with your insurance provider.
In Missouri, all drivers must have the following minimum amounts of liability insurance:
If the at-fault party’s liability insurance doesn’t cover all of your expenses, such as if their policy limits are too low or several injured parties are seeking compensation through the policy, your lawyer may have to help you explore other avenues to recover the compensation you need.
In many cases, this means identifying additional at-fault parties to file insurance claims or personal injury lawsuits against, such as other motorists, vehicle manufacturers, or even the government responsible for maintaining the roads.
If the at-fault party doesn’t have liability insurance, you may have to resort to filing a claim with your uninsured motorist (UM) coverage. Missouri requires that all drivers have UM coverage meeting the following minimums:
In the case of a hit-and-run accident, you can also file an uninsured motorist claim. Insurers treat unidentified drivers the same as uninsured drivers, and if the driver is later identified, your insurance company may pursue legal action against them to recover the compensation it paid you.
Under Missouri’s statute of limitations for injury cases, car accident victims have five years to file lawsuits against the parties responsible for their injuries. If you miss this deadline, the courts will prevent you from seeking compensation.
The best way to avoid missing the filing deadline for your case is to hire a car accident lawyer to handle your case on your behalf. Lawyers have extensive experience with the legal system and court procedures, as well as dealing with the tactics insurance companies use to delay claims and wait out the time limit for filing lawsuits.
Building a strong car accident case involves gathering various types of supporting evidence. Gathering this evidence is one of the key roles a car accident attorney plays, as it’s often difficult or impossible for victims to do so while also recovering from their injuries.
The first step after getting in a car accident is always to seek medical attention. Even if you initially feel fine, you could have underlying injuries that haven’t begun displaying symptoms yet.
It’s also important to follow up with your treatment until your doctor discharges you. Taking your injuries seriously is crucial because the at-fault party’s insurance company may attempt to cast doubt on them if you don’t follow your doctor’s orders.
After seeking treatment, write down everything you remember about the accident and keep a pain journal. This journal should contain notes on your daily pain levels and your injuries’ impact on your life.
Finally, contact a car accident lawyer and let them handle your case while you continue your treatment. Your lawyer will deal with the at-fault party’s insurance company on your behalf, protecting your rights and negotiating for fair compensation.
At Holland Injury Law, LLC, we’ve recovered over $300 Million for our 7,000+ clients by approaching every case with the philosophy of treating clients like family. We have over 30 years of legal experience and are tenacious on behalf of our clients, seeking the maximum compensation in every case.
Contact our firm for a free consultation with an experienced car accident lawyer serving Hannibal, Missouri. During your consultation, we’ll review your case, explain your options for seeking compensation, walk you through the auto insurance process, and answer any questions you have.
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