When A Car Accident Involves An Uninsured Or Underinsured Motorist

Most drivers are insured to protect themselves and because they know it is a legal requirement. However, sometimes after a crash, it turns out that the negligent driver did not have insurance, or did not have enough insurance to cover the costs associated with the injuries and losses of a pedestrian, bicyclist, or person in another vehicle. A prompt and thorough investigation can uncover this vital information. Getting an experienced motor vehicle accident attorney on the case as soon as possible can make a great difference in the ultimate outcome for someone who was injured or lost a loved one in such a crash.

Was the other driver in your car accident uninsured or underinsured? Your own uninsured motorist/underinsured motorist (UM/UIM) coverage may be where you find the funding that you need to pay for medical bills, lost wages, and pain and suffering. However, do not expect your insurance carrier to be helpful as you pursue financial relief. Holland Injury Law, LLC, in St. Louis, is an aggressive, fierce defender of the rights of our injured clients in Missouri and Illinois. We have ample experience getting results.

How Does It Happen?

Why would another motorist be uninsured? Common explanations include the following:

  • A driver’s policy may have lapsed and they neglected to renew it on time.
  • A driver who was charged or convicted for driving under the influence (DUI) of alcohol or racked up too many speeding tickets may have had their driver’s license suspended, but then continued driving.
  • A citizen of another country without documentation to live and work in the U.S. may have been unable to get a driver’s license and insurance – but drove anyway.

Whatever the situation, it is essential to start right away pursuing the UM/UIM benefits that are rightfully yours if you were injured and the other driver in your crash was not insured or was underinsured.

Get Your Investigation Underway With The Help Of A Fierce, Tenacious Advocate

Our personal injury attorneys never shy away from a challenge. As soon as possible, we get on the trail of the relief that our injured clients deserve. Experience our uncompromising loyalty to the people we serve in Missouri and Illinois. Run with our pack and discover our true devotion to your full recovery.

For best results, schedule a free initial consultation soon. Call 314-684-8321 or email us to learn how our lawyers can help.